***As of January 1, 2018, Mallard Eye Care will file all exams with a medical diagnosis including Diabetes, Cataracts, Macular Degeneration and Glaucoma through your medical insurance first, then your vision insurance (Coordinating your Benefits). This will offer you the best coverage for your eye exam possible.
Deductibles, coinsurance and/or copays will be billed to you after both insurances have paid.
I understand that I am financially responsible for all charges not paid by insurance.
Difference Between Medical and Vision Insurance
Vision Insurance is separate from Medical Insurance coverage. Vision Insurance is meant to cover simple, routine vision exams including a basic refraction procedure (eyesight testing for glasses/contacts prescription) and a basic eye health screening.
Medical Insurance covers a patient’s eye care visit when the doctor determines a medical diagnosis is a patient’s reason for their visit. Examples can be: eye infections, foreign body removal, sudden onset of flashers or floaters, double vision, eye pain, dry eye problems, blurred vision, headache, allergy eye issues or other symptoms. Medical Insurance would also cover eye doctor visits to monitor progressive eye conditions such as cataracts, glaucoma, vitreous changes, corneal conditions, diabetic retinopathy, macular degeneration or when a patient’s general health issues and medications may be affecting their eyesight. The refraction procedure (eyesight testing for glasses/contacts prescription) done during the visit is typically not covered by Medical Insurance.
Here are just some of the plans that we accept:
Medical Plans We Accept
- Blue Cross Blue Shield Federal
- BCBS TN and other state-specific coverage
- BCBS TN Medicaid (CoverKids, BlueCare)
- Medicare (we also take most managed care plans)
- United Healthcare Community Plan
Vision Plans We Accept
- Cigna Vision
- Davis Vision (not GM plan)
- Medicaid (BlueCare, CoverKids, UHC, WellCare, Amerigroup)
- Tricare (not all plans have vision)
- Some UHC plans
If you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.
Payment is expected at the time services are rendered. For your convenience, we accept cash, MasterCard, American Express, Visa, & Discover.